Financial Planning

Personal and Business Risk Insurance

A well-constructed financial plan has two parts – wealth creation and wealth preservation. Wealth preservation (risk insurance) helps you protect your ability to create wealth.
Your wealth creation plan will be based on the assumption you’ll stay healthy and live to a certain age. But there may be unforeseen circumstances which can impact your plans. Risk insurance may help you continue meeting your financial goals if you lose the ability to work or suffer a serious illness.
At GCC Financial Planning our risk specialist can help to provide you and your family with peace of mind by structuring a plan that may include:

• Life cover
• Income Protection / Salary Continuance
• Total and Permanent Disability cover
• Trauma / Recovery cover
• Business Expenses cover
• Key Man cover and Buy / Sell agreements

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